Fixed Loans

The 30-year and 15-year fixed are the most popular loans

Clients who plan to stay in their home for a long period of time will find a Fixed Rate Mortgage is an excellent way to lock in a low interest rate for the life of the loan. City First Mortgage specializes in fixed rate mortgages with 30, 25, 20, 15, and 10-year terms.

Benefits of Fixed Loans

  • 35-50% down payment required on purchase
  • 1-, 3-, 5-, 7-, 10- and 30-year terms are all available with a fixed rate and a balloon.
  • Monthly principal & interest payments remain the same for the entire loan term.

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